Applying for Auto Insurance in Glendale

Summary: Asking for multiple quotes on auto insurance is a good way to comparison shop.

Whether you are searching for auto or motorcycle insurance in Glendale, the process is roughly the same. Glendale is a bustling part of LA, and there are a lot of brokers to choose from. You will need multiple quotes to determine which coverage is best for you.

Determining Costs

The first thing an insurer does is attempt to measure the amount of risk you represent. Risk is like a summation of your assets, their values, and the cost to replace them. When shopping for auto insurance in Glendale, the biggest risk the insurer assumes is your vehicle and any potential physical harm that may be caused in the event of an accident.

Getting a Quote

You will need to get a quote from the insurer, where you will be asked a series of questions meant to determine your eligibility for coverage. Your location in Glendale will play a role in your risk factor, because it is a dense city area with many drivers. You may also commute to a surrounding city like Los Angeles or Burbank, which would increase your mileage requirements for the year. They will also ask what kind of car you own, and give you the opportunity to apply for some standard discounts.

Recommendations

A good place to start is Right Source. A licensed broker from a reputable firm that works hard to match quotes based on coverage. Right Source also offers bundled deals, so consumers can save on insurance by paying a single provider. Right Source Insurance sells home, auto, and business insurance to customers in the Glendale area. For a free quote, visit Right Source Insurance online.

Right Source Insurance is located at:

Right Source Insurance
555 Riverdale Dr. #E
Glendale CA 91204

Auto Insurance Select – Providing Services for Drivers All Over the Country

Auto Insurance Select is a great resource for anyone who needs car insurance. If you plan on driving anywhere, the experts at Auto Insurance Select can give you some great information!

Run by insurance industry experts, Auto Insurance Select provides comprehensive services for anyone who needs to buy insurance, doesn’t understand their coverage, or wants to lower their insurance rates.

If you are in the market for new car insurance, Auto Insurance Select can give you real-time quotes from insurance companies in your area. And, they will even tell you exactly how to compare various rates and coverage plans.

If you already have car insurance, you can still get a lot of use out of Auto Insurance Select, though. Maybe you want to know what happens if you get into an accident, how to add your children onto your policy, or what insurance companies use to determine your rates. Auto Insurance Select has a full article directory and FAQ’s that can answer all of your questions. And, best of all, each answer is crafted by someone who knows the ins and outs of the insurance industry.

Or, maybe you think you’re paying too much for your car insurance. The experts at Auto Insurance Select have tips on how to lower your rates!

And, all of the content on Auto Insurance Select is carefully crafted, so that anyone can understand it. All of the information and answers are given in easy-to-understand terms, so that you don’t need an insurance adjuster’s license to follow along!

High risk auto insurance

High risk auto insurance

If you have to have high risk auto insurance to drive your car, you know how
much higher the premiums can be. There are a number of reasons that you may
be charged higher premiums and one of them is because they simply don’t
know how to find lower rates. Each insurance carrier has its own prices set
that are based on individual factors like their loss ratios, return on investment,
and market share. The best way for you to get the best rates on high risk auto
insurance is by comparing those of a number of different carriers so that you
can determine which one has the right price and coverage options for your needs.

When motorists are in violation of traffic laws or are new to driving, usually
teenagers but it can be anyone who has their license for the first time, then
they are classified high risk. Those that are most frequently given this label
are those with a DUI/DWI or who have multiple violations on their driving record.
A label of “high risk” means the driver must get high risk auto
insurance which is usually much more expensive than that for other drivers.
What many drivers aren’t aware of is that there are other criteria used
by insurance companies that can put drivers in the classification as a high
risk. Drivers under the age of twenty-five or any first-time drivers, those
with a poor credit rating and history, students, and those with a large claim
history may be considered high risk as well.

One you are placed under the classification of high risk, you can expect higher
rates for high risk auto insurance. These are rates that the drivers should
not be subjected to. It doesn’t matter if the classification occurs at
the signing of the insurance policy or during the coverage, the consumer’s
driving history changes with violations which will cause an increase in the
payment amount they must make for high risk auto insurance. There are methods
of being insured so that you don’t have to pay these unfair, inflated
prices for being considered a high risk driver. At OnlineAutoInsurance.com,
you can make an online auto insurance comparison in order to find a reasonable rate.
Shopping around for high risk auto insurance is the best solution for avoiding
those premium hikes you get when you have a few minor dings on your driving
record. Some companies focus their business on securing only older, non-risky
drivers but you can also find carriers that are profitable or may even target
risky motorists due to being more willing to accept an elevated risk. The non-standard
market specializes in covering drivers with a history of offenses or claims,
are new to driving, or have bad credit. These programs are offered at a much
lower rate than that of the competition in order to draw away customers by providing
them with better rates than they are currently paying for high risk auto insurance.

If you have been categorized as a high risk driver and don’t want to
pay the high rates for high risk auto insurance, go to www.OnlineAutoInsurance.com
and get your car insurance quotes comparison today. Find all the answers to your questions
and the cheapest car insurance options available to you to help you save money!

California Prop. 17 Auto Insurance initiative, good or bad?

Prop. 17 is set to appear on the June 8 ballot, promises annual savings of up to $250 for in auto insurance California drivers who maintain continuous insurance coverage, even if they change carriers. Sounds appealing, doesn’t it? But there’s a catch.

Prop. 17, according to the official summary prepared by the state Attorney General’s Office, also “will allow insurance companies to increase cost of insurance to drivers who do not have a history of continuous insurance coverage.”

Backers say letting drivers carry discounts from carrier to carrier would aid most drivers. Foes say the measure would make rates unaffordable for many new drivers.

Opponents also contend that the initiative would make rates unaffordable for many new drivers and those with tarnished records, boosting the number of uninsured cars on the road and thereby raising safety risks and eventually premiums for everyone.

The  proponents of Proposition 17 contend that passage would benefit more than 80% of California drivers because it would allow them to enjoy their continuous-coverage discounts — as much as $250 a year for some drivers — even if they switch carriers to take advantage of lower prices elsewhere.

In short, there will be winners and losers if Prop. 17 passes. Those that want cheap insurance will still save money but many more will pay more for car insurance.